@book{93723,
	author = {Kimathi, Doris Kagendo},
	title = {Uptake of digital innovation strategy on financial performance of commercial banks in Kenya /},
	publisher = {Meru University of Science and Technology},
	year = {2025},
	address = {Meru},
	url = {https://repository.must.ac.ke/handle/123456789/1636}
}